Services & Treatments
Senior-care services in California, and what insurance actually covers.
Plain explainers on every service families look at when a parent’s needs change. Filter by category, by who pays, or search for the term you heard from a doctor or a discharge planner. We do not place referrals on these pages. Read, understand, then decide.
Home & In-Home
6 entries
Home & In-Home
Non-medical in-home care in California: what it is, and what it costs.
What Medicare does not pay for, what IHSS does, and how families combine paid and unpaid care to keep a parent at home.
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Home & In-Home
Home health care in California: Medicare coverage, eligibility, what to expect.
Skilled, intermittent care ordered by a physician. The 100-day myth, the homebound rule, and what continues after Medicare stops.
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Home & In-Home
IHSS personal care in California: how to qualify, how hours work.
California's in-home support program. Up to 195 monthly hours, family caregivers paid, Protective Supervision for dementia.
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Home & In-Home
Companion care in California: what's covered, what's not.
Non-medical companionship and supervision. Private pay or LTC insurance. Not a Medicare benefit.
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Home & In-Home
Home modifications for aging in place: California coverage
Grab bars, ramps, stairlifts, walk-in showers. What CalAIM, Medi-Cal, and VA cover, and what families pay out of pocket.
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Home & In-Home
Medical alert systems in California: what Medicare and Medi-Cal pay
Some Medicare Advantage plans cover them; Original does not. Medi-Cal covers a basic system for eligible members.
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Facility-Based
4 entries
Facility-Based
Memory care in California: what it includes, what insurance covers.
Why Medicare does not pay, when the Assisted Living Waiver might, and how families combine LTC insurance, VA benefits, and private pay.
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Facility-Based
Short-term skilled nursing rehab in California (Medicare Part A).
The 100-day benefit, the three-day hospital rule, copay structure days 21-100, and what happens when Medicare stops.
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Facility-Based
Long-term skilled nursing in California
What follows the Medicare 100 days. The Medi-Cal nursing home pathway, share of cost, spousal impoverishment rules.
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Facility-Based
Assisted living services in California (vs. the facility itself).
What an assisted-living license covers clinically. Where it stops. What add-on services families pay for separately.
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End-of-Life
4 entries
End-of-Life
Hospice care in California: the Medicare benefit, who qualifies, what to expect.
100% Medicare coverage, the six-month prognosis rule, what families gain, and what they give up by electing the benefit.
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End-of-Life
Palliative care vs. hospice: California coverage explained.
Comfort care alongside curative treatment. Part B coverage, CalAIM Enhanced Care Management, and the gaps families pay for.
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End-of-Life
Respite care in California: short relief for tired caregivers
Medicare's 5-day hospice respite, county respite programs, RCFE short-term stays, and CBAS as a respite tool.
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End-of-Life
Grief and bereavement support after a death in California
The 13-month Medicare hospice bereavement benefit, community programs, and what the surviving spouse should know.
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Therapies
4 entries
Therapies
Physical therapy for seniors: California Medicare coverage rules.
Part B coverage, the no-annual-cap rule since 2018, and what changes when PT comes through home health.
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Therapies
Occupational therapy coverage for California seniors
Part B and home-health pathways. Functional-need documentation. When Medi-Cal picks up where Medicare stops.
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Therapies
Speech therapy after stroke: California Medicare coverage
Part B coverage, post-stroke pathways, and language-vs-swallowing distinctions in coverage.
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Therapies
Cardiac rehab: California Medicare coverage
Part B 36-session program after qualifying cardiac events. Eligibility and where to find a program.
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Equipment & Supplies
5 entries
Equipment & Supplies
Durable medical equipment in California: Medicare + Medi-Cal coverage
Part B 80/20, prior authorization, California suppliers, and the supplies Medicare specifically excludes.
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Equipment & Supplies
Hospital beds in California: Medicare DME coverage
When Medicare pays for a hospital bed at home. Prescription, supplier, prior authorization.
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Equipment & Supplies
Wheelchairs and power chairs in California
Manual vs. power. Part B coverage, qualifying-need rules, and what families pay.
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Equipment & Supplies
Incontinence supplies in California: Medi-Cal covers, Medicare doesn't
How to get Medi-Cal incontinence supplies, the monthly cap, and the private-pay alternative.
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Equipment & Supplies
Home oxygen therapy in California: Medicare Part B DME
Qualifying tests, the 36-month rental rule, supplier networks, and Medi-Cal coverage.
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Vision, Hearing, Dental
3 entries
Vision, Hearing, Dental
Hearing aids for seniors in California: Medicare, Medi-Cal, OTC.
Why Original Medicare does not pay, when Medicare Advantage and Medi-Cal do, and what changed with OTC hearing aids in 2022.
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Vision, Hearing, Dental
Dental care for California seniors: Medi-Cal Denti-Cal coverage
What Denti-Cal covers after the restoration, the Medicare gap, and where to find participating dentists.
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Vision, Hearing, Dental
Vision care for California seniors
Medicare-paid cataract surgery, Medi-Cal-paid eyeglasses, and the gap families fill privately.
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Specialized
5 entries
Specialized
Adult day care in California: CBAS, ADHC, private programs.
How CBAS covers most costs for eligible Medi-Cal members, what Medicare does not pay, and the VA Medical Foster Home pathway.
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Specialized
Non-emergency medical transportation (NEMT) in California
Medi-Cal NEMT, Medicare Advantage benefits, IHSS hours that cover transport, county programs.
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Specialized
Home wound care: Medicare coverage in California
When a skilled wound need triggers Medicare home health. Pressure injuries, surgical wounds, complex wound care.
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Specialized
Home IV infusion therapy in California
Medicare Part B home infusion, the 2026 update, when it replaces an SNF or hospital admission.
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Specialized
Dialysis in California: Medicare ESRD + Medi-Cal
ESRD Medicare entitlement, Medi-Cal wraparound, transportation, and home dialysis options.
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Mental Health
5 entries
Mental Health
Mental health services for California seniors (Medicare + Medi-Cal)
Part B outpatient mental health, Medi-Cal Mental Health Plan, the 2026 Medicare expansion to LMFT and LMHC.
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Mental Health
Dementia care services in California
The continuum from cognitive assessment through memory care. Who pays at each stage.
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Mental Health
Annual cognitive assessment in California (Medicare AWV)
Part B Annual Wellness Visit cognitive screen, what it catches, and what it does not.
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Mental Health
Mental health counseling for seniors (2026 Medicare expansion)
The 2024-2026 Part B expansion to Marriage and Family Therapists and Mental Health Counselors. What it changes in California.
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Mental Health
Medical social work services in California
Part A home-health bundle, hospital discharge planning, county adult-protective-services, and CalAIM Enhanced Care Management.
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