California Care Compass

Updated 2026-05-21

Comparison · A side-by-side

Hospice vs. palliative care in California, in plain terms.

Hospice and palliative care both treat symptoms, pain, and the burden of serious illness. Hospice is a specific Medicare benefit for patients whose physicians certify a prognosis of six months or less if the disease runs its expected course, and electing it means giving up curative treatment for the terminal illness. Palliative care is broader: it treats the same symptoms but runs alongside curative treatment, at any stage of illness, with no prognosis required.

The bottom line

Hospice is comfort care for the last six months of life and replaces curative treatment; palliative care is comfort care at any stage, alongside curative treatment.

Side by side

Hospice

Comfort care when life expectancy is 6 months or less

Palliative care

Comfort care alongside curative treatment

  • Prognosis required
    Two physicians (the hospice medical director and the attending physician) must certify a prognosis of 6 months or less if the disease follows its expected course.
    None. Available at any stage of a serious illness, from diagnosis onward.
  • Curative treatment allowed
    No. Electing hospice means setting aside treatment aimed at curing the terminal illness. Treatments for other unrelated conditions continue.
    Yes. Patients continue chemotherapy, dialysis, surgery, immunotherapy, or any other curative care while receiving palliative support.
  • Medicare coverage
    100 percent under the Medicare Hospice Benefit (Part A): nursing, aide visits, social work, chaplain, medications related to the terminal illness, durable medical equipment, and bereavement support.
    Visits with a palliative care specialist are covered under Medicare Part B at the standard 20 percent co-pay. Inpatient palliative consults during a hospital stay are bundled into the Part A stay.
  • Where it happens
    Wherever the patient lives: home, an assisted living community, a memory-care community, a skilled nursing facility, or an inpatient hospice house for short crisis stays.
    Hospital, oncology clinic, primary-care clinic, and increasingly at home or in an assisted-living community through outpatient palliative-care programs.
  • Who delivers it
    An interdisciplinary team: registered nurse, hospice aide, medical social worker, chaplain, volunteer coordinator, hospice physician, and bereavement counselor.
    A palliative-care physician or nurse practitioner, often with a social worker and a chaplain, embedded in a hospital, clinic, or home-based program.
  • What is covered
    Visits, medications related to the terminal diagnosis, oxygen, hospital bed, wheelchair, incontinence supplies, respite care up to five days, and continuous care during symptom crises.
    Specialist visits and consultations. Medications, equipment, and inpatient care for the underlying illness are billed through the patient’s regular Medicare coverage and supplemental insurance.
  • Length of service
    Open-ended in 90-day and 60-day benefit periods, as long as the patient still meets the six-month prognosis at recertification.
    Open-ended for as long as the patient has a serious illness, even years.
  • Can a patient switch?
    Patients can revoke hospice at any time to resume curative treatment, and can re-elect hospice later if they still qualify.
    Patients can transition from palliative care to hospice when the disease progresses and a hospice prognosis is reached.
  • California licensing
    Hospice agencies are licensed by CDPH. Medicare-certified agencies must also pass federal survey.
    Palliative care is a medical specialty, not a separate license. It is delivered by physicians and nurse practitioners under their existing licensure.

Two services that share a goal

Both hospice and palliative care treat the human cost of serious illness: pain, breathlessness, nausea, anxiety, exhaustion, the weight on the family. They share the same training programs, the same medications, and the same philosophy that quality of life is a medical outcome. They differ in when they enter the story, and in what the patient must give up to receive them.

Palliative care, in practice

Palliative care is the work of treating symptoms and supporting the family through a serious illness, at any stage. It is not the same as “giving up.” A 55-year-old with a new diagnosis of metastatic cancer can start palliative care at the same visit as their first chemotherapy. A 75-year-old with heart failure who keeps landing in the emergency department can start palliative care while still receiving aggressive cardiac treatment.

What a palliative-care visit usually looks like:

California has expanded outpatient and home-based palliative-care programs in the last decade, and SB 1004 requires Medi-Cal managed care plans to offer community-based palliative care to qualifying members. Many commercial Medicare Advantage plans now do the same.

Hospice, in practice

Hospice is a specific Medicare benefit. To enroll, two physicians (the patient’s attending physician and the hospice medical director) certify a prognosis of six months or less if the disease follows its expected course. The patient signs an election form acknowledging that they are choosing comfort care over curative treatment for the terminal illness.

From the day of admission, an interdisciplinary team delivers care wherever the patient lives:

Hospice covers four levels of care: routine home care (most days), continuous home care during symptom crises, general inpatient care at a hospice facility for symptoms that cannot be managed at home, and respite care up to five days when the family caregiver needs a break.

The hardest sentence to say

Families delay the hospice conversation because the words feel final. Clinicians delay it because they have watched the family flinch. The result is that the average length of hospice in the United States is under 25 days, with many patients enrolling in the last week of life, after months of medical care that did not actually help and often hurt.

The earlier conversation is the one that helps. Hospice at 90 days looks different than hospice at 9 days. There is time to settle in, for the team to learn your parent’s habits, for the social worker to walk the family through the practical paperwork, for the chaplain to be a presence rather than an emergency call. Asking for a hospice information visit does not commit the family to anything. It just opens the option.

How to bring it up

The clinically useful question is the “surprise question”: would you be surprised if your parent died within the next year? If the honest answer is no, palliative care is appropriate now, and hospice is worth understanding even if the family is not ready. Ask the treating physician, “Given everything you know about my parent’s illness, what should we be planning for?” The honest answer to that question is usually the beginning of the right conversation.

What hospice does not cover

The Medicare Hospice Benefit covers the care related to the terminal illness. It does not cover:

These boundaries are worth knowing in advance, so the family is not surprised by a bill that should not have been a surprise.

Related guides and next steps

This guide explains differences and coverage, not medical advice. Talk to a licensed clinician about care decisions. California Care Compass does not place referrals on Compare pages.

Common questions

7 entries

Does Medicare really pay 100 percent for hospice?

Yes, for the services covered under the Medicare Hospice Benefit: nursing, aides, social work, chaplain, medications related to the terminal illness, equipment, and bereavement support. There can be a small co-pay of up to $5 for outpatient drugs and 5 percent for inpatient respite. Room and board in an assisted-living or memory-care community is not covered by the hospice benefit.

Does electing hospice mean giving up?

It means changing the goal. The goal shifts from cure to comfort, function, and quality of remaining time. Multiple studies have found that hospice patients often live as long as, and sometimes longer than, patients receiving aggressive end-of-life treatment, with less pain and fewer hospitalizations.

Can my parent get palliative care while still receiving chemotherapy?

Yes. That is one of the most common situations. Palliative care manages nausea, pain, fatigue, and the emotional weight of serious illness while oncology continues treatment aimed at the cancer itself.

How long can a patient stay on hospice?

Hospice is authorized in two 90-day benefit periods followed by an unlimited number of 60-day periods. At each recertification, the hospice medical director confirms that the patient still has a six-month prognosis if the disease runs its expected course. Patients can stay on hospice for many months, sometimes more than a year.

What is the difference between hospice and end-of-life palliative care?

Hospice is a specific Medicare benefit with a prognosis requirement. End-of-life palliative care is a broader concept that includes hospice but also covers people in the last year or two of life who have not yet enrolled. The clinical work overlaps. The billing and the regulations differ.

Does Medi-Cal cover hospice and palliative care?

Yes. Medi-Cal covers hospice on terms similar to Medicare. California’s SB 1004 requires Medi-Cal managed care plans to offer community-based palliative care to qualifying members with conditions including advanced cancer, end-stage heart failure, end-stage COPD, and end-stage liver disease.

How do we know it is time for hospice?

Common signs include repeated hospital stays for the same illness, declining ability to manage activities of daily living, progressive weight loss, and a treating physician who, when asked, would not be surprised if the patient died within a year. A hospice information visit is free and does not commit the family to enrolling.

Sources

  1. 01Centers for Medicare & Medicaid Services · Medicare Hospice Benefit · accessed 2026-05-21
  2. 02Centers for Medicare & Medicaid Services · Medicare Benefit Policy Manual, Chapter 9: Coverage of Hospice Services · accessed 2026-05-21
  3. 03National Hospice and Palliative Care Organization · Hospice care, palliative care, and the differences · accessed 2026-05-21
  4. 04California Department of Public Health · Hospice agency licensing · accessed 2026-05-21
  5. 05National Institutes of Health, National Cancer Institute · Palliative care in cancer · accessed 2026-05-21
  6. 06California Department of Health Care Services · Palliative care under Medi-Cal (SB 1004) · accessed 2026-05-21